Help Aging Parents: Veteran’s Aid and Attendance Pension Benefits Revisited

Note; latest update Feb. 2015-  New eligibility rules for Aid and Attendance program
 
Having money helps when we’re trying to help parents age well.  My June post, focusing on a friend’s 90+ year-old mother (a WWII veteran’s widow) and the Aid and Attendance Pension benefit, “Aging Veterans and their Spouses,” https://helpparentsagewell.com/2010/06/01/962/) attracted many viewers .  Next The Wall Street Journal wrote about the Aid and Attendance Pension (called “the pension”).(

To help aging parents who may qualify, I’ve selected websites and blogs that can untangle and clarify needed information– and  help families with aging parents gain new insights into how this program may work for them.

You might start with my June post (click link above).  I’m including annotated links from that site plus other sites and blogs below:

Department of Veteran’s Affairs Information provides concrete information about the pension:  http://www.vba.va.gov/bln/21/pension/vetpen.htm

http://online.wsj.com/article/SB10001424052748703824304575435932585741218.html
In an excellent, comprehensive article, the Wall Street Journal, reports on this being an underused program, with available funds; and provides specific financial information with helpful examples.

http://www.rightathome.net/blog/government-program-pays-family-members/ –an informative, detailed 2009 post about the the pension, spells out everything. But you might skip everything following the recommendation for:  “How to Apply for the Veterans Aid & Attendance Pension Benefit,” either because it’s repeated on the following book site or it discusses “Veteran’s Benefits Advisors,” which carries a cautionary note on the blog and in the Wall Street Journal article.

http://www.longtermcarelink.net/a16Veterans_standard_book.htm –site with the excellent, instructive How to Apply book.  Includes testimonial letter from a book purchaser who followed the directions and received the pension benefits within a month.

http://www.underhilllaw.com/veterans-benefits: my friend found this firm helpful with the paperwork. (I don’t know if she knew about the How to Apply book.)

For further advice about applying on your own, check out: http://www.veteransaidbenefit.org, which is illegal to reproduce without permission. So paste the website into your browser, then go to #11 “When the Family Can Submit a Claim Without Help.”

Love, sensitivity, caring and a lot of information go into helping parents age well. Obviously extra money, if available, helps too.

UPDATE: If you want to listen to a discussion of Veteran’s Benefits (including the Aid and Attendance Pension) with an elder law attorney, link to this March 2011 Blogtalk radio program http://www.blogtalkradio.com/dalec/2011/03/15/veterans-benefits-for-your-aging-parents

Check out “Newsworthy” (right sidebar). Links to timely tips, information and research from top universities and respected professionals–to help parents age well.

Possible Aid Source for WWII Veterans and Spouses ~Important 2015 Update

***IMPORTANT: Link to the latest, most complete information and excellent chart I’ve found re: 2015 VA AID AND ATTENDANCE BENEFITS below ***

http://www.canhr.org/factsheets/misc_fs/html/fs_aid_&_attendance.htm

 Links to older related posts at the end of this 2010 post, which still contains relevant information

Memorial Day weekend is behind us. Yet old and young veterans, their wives and their widows remain.

They may be parents or grandparents; may have aged well–or not. While veteran’s benefits are widely discussed, widows of WWII veterans are more likely to have outlived their husbands and the benefits discussed below (which are under-used), may have never entered anyone’s mind.

When these older and elderly parents still live at home and have serious health issues, adult children know only too well how much is required to help them remain at home. Family and friends may be giving them the help that they need even when assisted living or a nursing home would be more appropriate, but not doable for various reasons.

Possible Help From the Department of Veteran’s Affairs

The Department of Veteran’s Affair’s “Aid and Attendance Pension Program” may help aging parents with certain health issues to remain in their home (and help their adult care-giving children as well).  Or, may help with assisted living or other living situation’s expenses. This post is based on a longtime friend’s recent experience with her elderly mother. No matter the stage of aging, we want to help our parents age well.

Her 93-year-old mother (a WWII veteran’s widow) has lived in an apartment attached to my friend and her husband’s home for decades. An intelligent, interesting, involved and independent widow, these qualities helped her age well until her macular degeneration progressed to the point where she is legally blind in both eyes. She now needs additional help to remain in her apartment.

My friend is smart; enlisted the help of a social worker and learned, among other things, about available services. The “Aid and Attendance Pension Program” is one. The following are general guidelines for eligibility:

*One must be a veteran or surviving spouse of a veteran–the latter married to the veteran at the time of death.
*The veteran must have served 90 days of continuous service–one day being during time of war.
*The person must have medical need, that won’t improve, and affects some acts of daily living (ADL) to the point that help is required.
–or–
*the person needs to live in a “protected environment” (could be own home) for his/her own safety (think dementia or stroke)
*the person is legally blind in both eyes.

The key is to have the maximum monthly pension offset all of the veteran’s monthly income with qualifying medical expenses. Those “qualifying expenses” can include caregiver expenses for caregivers who come in to help, as well as for adult child/children if they do the care-giving. (In the latter case children must be paid like a regular employee based on what’s reasonable.)

The Next Step

Dealing with any governmental agency takes time and we know if we are busy trying to keep our parents afloat, we may not be able to stretch the 24-hour-day enough to find that time. Knowing that there’s a law practice with professionals who specialize in veteran’s benefits may be useful, so I’m including a link. I do not endorse nor am I qualified to endorse. But my smart friend is using it to help get through the paper work. Communicating directly with the Department of Veteran’s Affairs and reading the website is, of course, always a first step that costs nothing but time.

Also if age 90 or over you can expedite a VA application: “There are special, specific VA rules  to expedite the applications of people age 90 and older. If your loved one is in this age group, make sure that the VA office that’s handling their application is aware of this.”

*****UPDATES

For annotated, additional sites and links click Sept. 21, 2010 post

2/20/2015 proposed new benefits: https://helpparentsagewell.com/2015/02/20/va-aid-and-attendance-pension-to-get-new-eligibility-rules/

*** and this July 2012 attorney’s (also editor at Caring.com) response adds information about DIC Dependency and Indemnity Compensation: http://www.caring.com/questions/veterans-widow-benefits.

**and click below for updated, descriptive chart of benefits–posted 3/2012: http://www.canhr.org/factsheets/misc_fs/html/fs_aid_&_attendance.html

*and listen to the Blogtalk radio link on my April 2011 post–especially if you learn well from listening….and listen to the end….the comments are instructive. 

https://helpparentsagewell.com/2010/09/21/help-aging-parentsveterans-aid-and-attendance-pension-program-revisited/

 

Check out: “Newsworthy” (right sidebar). Links to timely information and research from top universities and respected professionals-–to help parents age well.